About Cardගොඩ

Cardගොඩ started as a personal problem. Six credit cards across six Sri Lankan banks, six statements arriving at six different times in six different layouts, and a spreadsheet that had grown well past the point anyone else could pick it up. Every month the same numbers were typed in again by hand: the instalments, the subscriptions, the balances.

The information was already sitting in the statements. What was missing was something that would read them, check its own arithmetic, and answer the only question that actually matters at the end of the month — after everything already committed, how much is genuinely left.

The spreadsheet

Six statements, six layouts, six arrival dates
Instalments and subscriptions retyped every month
Arithmetic nobody checked against the bank's own totals
Built around one person — unusable by anyone else
One wrong cell, and every number below it is wrong

Cardගොඩ

Every card in one place, whatever the layout
Instalments and subscriptions found for you
Every import checked against the printed totals
Opens and makes sense without a manual
One number at the bottom: what is actually yours to spend

What it is

A desktop application for Windows and macOS, built for Sri Lankan credit cards specifically. Not a budgeting app with Sri Lanka bolted on: the bank list, the statement layouts, the rupee formatting and the card reference table are all built around what banks here actually issue.

What it is not

It is not a bank connection, and it never asks for a banking password. It does not give financial advice. It is not a service with an account and a server holding your data — there is no server, which is the whole reason there is nothing to breach. The privacy policy spells that out, including the two cases where something does leave your computer.

Who makes it

One developer in Sri Lanka, currently. That is worth saying plainly because it sets expectations: replies come from a person and not a support desk, and the app is not yet code signed because certificates cost money the beta has not made.

It also means feedback lands directly with the person who can act on it. The report button inside the app goes straight to the same place the code is written.

Where it is going

Cardගොඩ is in open beta and free while it is there. It will eventually carry a price, and everyone using it during the beta keeps a permanent founder discount — recorded automatically, nothing to claim. What is being worked on next is decided largely by what people report.